Credit Card Interest Calculator
Calculate how long it will take to pay off your credit card balance and how much interest you'll pay.
Input Parameters
Adjust the values to calculate credit card interest
50,000
₹1,000₹10,00,000
36%
1%60%
5%
500
Results
Estimated time and cost to pay off your credit card
Time to Pay Off
9 years and 3 months
(111 months total)
Total Interest Paid
₹65,499
Total Amount Paid
₹115,499
(Principal + Interest)
Payment Schedule (First 12 Months)
| Month | Payment | Interest | Principal | Remaining |
|---|---|---|---|---|
| 1 | ₹2,500 | ₹1,500 | ₹1,000 | ₹49,000 |
| 2 | ₹2,450 | ₹1,470 | ₹980 | ₹48,020 |
| 3 | ₹2,401 | ₹1,441 | ₹960 | ₹47,060 |
| 4 | ₹2,353 | ₹1,412 | ₹941 | ₹46,118 |
| 5 | ₹2,306 | ₹1,384 | ₹922 | ₹45,196 |
| 6 | ₹2,260 | ₹1,356 | ₹904 | ₹44,292 |
| 7 | ₹2,215 | ₹1,329 | ₹886 | ₹43,406 |
| 8 | ₹2,170 | ₹1,302 | ₹868 | ₹42,538 |
| 9 | ₹2,127 | ₹1,276 | ₹851 | ₹41,687 |
| 10 | ₹2,084 | ₹1,251 | ₹834 | ₹40,854 |
| 11 | ₹2,043 | ₹1,226 | ₹817 | ₹40,037 |
| 12 | ₹2,002 | ₹1,201 | ₹801 | ₹39,236 |
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Credit Card Calculator FAQ
Frequently asked questions about this calculator
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